Owners and other eligible applicants can benefit from favorable loans for energy-saving renovation works through the Mijn VerbouwLening, an initiative by the Flemish government. Depending on the income category, the current interest rate is 0%, 0.5%, or 1.5%, with a maximum term of 25 years. The interest rate is reassessed annually.
This loan can finance various works that make a home more energy-efficient and comfortable. These include roof and facade insulation, installation of new windows and doors, heat pumps, solar panels, certain preparatory works such as damp-proofing, and sanitary and electrical installations.
The loan is accessible to various target groups. Owner-occupiers belonging to income categories 2, 3, or 4 of Mijn VerbouwPremie are eligible. Private landlords who meet the conditions, landlords collaborating with a housing company, homeowners' associations, non-profit organizations, and cooperative companies can also apply. After application, quotes are technically checked, followed by a financial analysis.
The interest rate for the Mijn VerbouwLening is adjusted annually to the legal interest rate. It is advisable not to delay applications, as an interest rate increase is likely from 2027. For assistance and application help, contact the municipal housing and energy desk in Grobbendonk at 014 51 10 20.
