Mijn VerbouwLening is an attractive and accessible loan of up to 60,000 euros, designed to support Flemish residents in pre-financing renovations that make their homes more energy-efficient, comfortable, and future-proof. The loan has a maximum term of 25 years and can be applied for based on quotes. Compared to other market products, this loan offers significantly more favorable terms, making it a crucial lever for many families and homeowners.
The interest rate for Mijn VerbouwLening this year is 0%, 0.5%, or 1.5%. Those with lower incomes who meet the conditions can obtain a lower interest rate. Citizens in the lowest income category can even borrow interest-free. Citizens in the highest income category cannot apply for Mijn VerbouwLening. The interest rate changes annually, applicable only to new loans.
Mijn VerbouwLening can be applied for by owner-occupiers from income categories 2, 3, and 4 of Mijn VerbouwPremie, private landlords (under conditions), and landlords through a housing company. Associations of co-owners, non-profit legal entities, and cooperative companies are also eligible.
With Mijn VerbouwLening, Flemish residents can finance various renovation works aimed at energy efficiency, such as roof or facade insulation, high-efficiency glazing, heat pump (boiler), and solar panels. Certain preparatory works are also eligible, such as damp proofing or modifications to electrical or sanitary installations.
More information is available at www.mijnverbouwlening.be.
